SCORE 721 19th St., #426 303-844-3985, ext. 213

For 42 years, the non-profit SCORE has offered free confidential counseling and low-cost workshops for entrepreneurs trying to start, operate or rescue a small business. The Denver chapter (there are offices in Longmont and Steamboat Springs, too) has more than eighty counselors -- mostly working or retired executives -- whose tips on financing, marketing, accounting and fine-tuning business plans come from years of happy (and sometimes bitter) experience. That's a lot of expertise for no money down.


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