Last week, Kyle Garratt shared an in-depth post about Jennifer Boynton, a Northglenn resident who's finally getting her life back together after a three-year-long insurance nightmare. Her problems, which accrued followed an accident involving a police officer, rang true to one reader, who lived through a similar situation.
Here's some of his hard-earned advice.
If you like this story, consider signing up for our email newsletters.
SHOW ME HOW
This is how ALL insurance companies work. They are in the business to collect premiums, not pay out settlements. I tried to be "reasonable" with the insurance company when a woman hit my wife head-on. After a year of run-around, I contacted a lawyer. The insurance company successfully claimed that she couldn't have been hurt all that badly because we hadn't contacted a lawyer for so long. Then they dragged it out for 3 more years. We finally got a settlement to cover her pending medical bills and about $3000 extra. It's been ten years and she's still not back to where she was was medically. The article is right; the stress and delay just eats you up.
In a way, I don't blame the insurance companies, given the amount of FRAUD they have to deal with.
Sadly, the best thing you can do is LAWYER UP IMMEDIATELY. Remember, it's all a negotiation to them. Start out high, because odds are you'll end up settling for much lower.
For more memorable quotes, visit our Comment of the Day archive.