Sandy McDonald is 48 years old, a former hospital phlebotomist now receiving disability due to a herniated disc at the base of her skull. Until recently, she and the youngest of her three daughters, who's seventeen, lived in a garden-level two-bedroom apartment in the Montclair neighborhood. From the outside, the apartment complex is handsome. Advertised as offering "a luxury lifestyle at an affordable price," its two-tone buildings resemble ski lodges. But inside, McDonald's apartment was unremarkable: beige carpeting, white walls and a tiny shotgun kitchen with a... More >>>